At 7:20 a.m. My Bank Manager Said There Was Six Figures of Debt in My Name

hours and kept to them, which meant whatever had prompted him to call at this hour was not the kind of thing that could wait.

“Mrs. Hayes.” His voice carried none of its usual warmth. “I’m sorry to call so early. We have a situation that requires your immediate attention.”

I set down my mug. “What kind of situation?”

“A credit card was opened in your continue reading …